Richard’s Bio

Richard Loth

From the early 1960s to the early 1990s, Richard Loth was involved in a wide range of managerial financial pursuits in international banking, corporate finance, and investment analysis in Latin America, Africa, and the Far East. This experience involved employers/clients representing domestic, multinational, and foreign corporations, as well as U.S. and international development agencies.

The lessons learned from this professional experience prompted Mr. Loth’s interest in personal investing. In the late 1980s, he became concerned about the issue of investment literacy as this phenomenon relates to the general investing public. Since then, he has dedicated a considerable amount of time to the educational needs of the individual investor.

In this regard, Loth’s first book, The Annual Report Glossary (1988), was written as a training manual for corporate investor relations professionals. Another two, How to Profit from Reading Annual Reports (1993) and Select Winning Stocks (1999), were written for individual investors and published by Dearborn Financial Publishing, Chicago. His last book, Finding Investment Quality in a Mutual Fund (2006), appears as a tutorial on ValueClick’s website. In addition, Loth also authored (1994) an American Stock Exchange public affairs brochure, The Shareholder’s Glossary. His latest writing endeavor, Exceptional Mutual Fund Investing Know-How From Morningstar, was released in 2017. Over the years, Loth has written numerous investment education articles for various newsletters, financial websites, and community newspapers.

In 2002, Loth formed Mentor Investing, an independent Registered Investment Adviser, which, as managing principal, he owned and operated for eight years in Vail, Colorado. In 2012, he created the Fund Investor’s Schoolhouse™, which is a web-based provider of mutual fund investing educational content.

Loth’s skills as a self-described “investment educator” have developed over time. He has taught at the Georgetown University Business School (1986) and lectured at the Vail Campus of the Colorado Mountain College (1992-93). He was a guest instructor at the University of Maine’s Hutchinson Center, Belfast, Maine (2002-03), on investment basics. As a long-time resident (1991-2010) in the Vail Valley, Colorado, Loth conducted monthly investment workshops at the public libraries in this area. After moving to Solana Beach, California, Loth eventually began conducting (2014) pro bono mutual fund investing educational lectures at the Encinitas, Solana Beach, Del Mar, and La Jolla libraries, the OASIS Mission Valley adult education facility, and the Carlsbad Senior Center.

In August 2017, Loth was approved and contracted by the San Diego County Library as an “Educational Instructor” to promote the use of its Morningstar Library Edition’s mutual fund online database through educational lectures at the SDCL’s 33 branch library locations.

Loth is a graduate of the University of Vermont (BA, 1959), the University of Colorado (MA, 1961), and the American Graduate School of International Management (BFT, 1962), majoring in political science and international business, respectively. He has been a member of the American Association of Individual Investors (AAII) since the mid-1980s.

The Fund Investor's Schoolhouse™ is a learning center for mutual fund investing know-how.
Investing is not nearly as difficult as it looks.